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Financing Options

Vocational Vehicle Operators

Flexibility of a Full Service Finance Company

We are ideally suited to fleets, with over 50 years of working with some of the top names in the nation. From fleet management to pricing, our fleet credit and service teams can provide the unique service and experience required for larger fleets. We know there are specific elements that are important to understand when supporting multiple vehicle financing.

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Secure the Working Capital You Need

Sovereign Equipment financing can help ensure access to the working capital you need to grow your trucking company with a range of loan options, flexible payment options including:

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Flexible Payment Options:

  • Build one month a year without a payment into your loan

  • Lower your monthly payments with a lump sum at the end of the contract

  • Match your payments to your operating season

  • Customize your loan with reduced monthly payments to manage cash flow

  • Delay your first payment up to 90 days

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Financing for Small Fleets

As leaders in the commercial vehicle industry, specifically managing and growing fleet business for over 50 years, we’ve got the expertise,  flexibility and unique skill set required to meet the individual requirements of fleets like yours.

We’ve been managing fleet relationships for years

Our past experience has shown that we have to be an extension of your business by providing specific services unique to your fleet.


Sovereign Equipment financial can help you gain access to the working capital you need to grow your trucking company. Apply now and start growing your fleet and maximizing your profits today.

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Financing for Carriers

Sovereign financial a variety of programs to help freight carriers and drivers find success. As a carrier, there is no better way to grow your owner operator fleet and create a competitive advantage over your peers with upfront financing and business capital programs.

A Path to Driver Ownership

With options like low weekly payments and no down payment your drivers can be profitable and take their first step toward owning their own equipment by providing financing and maintenance capital your drivers need for the independence they deserve – a path to driver ownership that reduces operating costs and increases your profitability. 


Contact us to help maximize your profitability, minimize your costs and lower your risk.

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Leasing with Sovereign

When your drivers lease to purchase with Sovereign, they get access to new and used equipment with competitive lease terms and affordable purchase options. Learn how we can help maximize your profitability, minimize your costs and lower your risk.

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About Us

Why Finance With Sovereign Equipment Financial

Low Weekly Payments

No Down Payment Required

Quick Approval

Funding can occur in less than 24 hours

Repayment is Tailored to Meet Your Needs

No Waiting. Financing On-Site

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What We Finance

On Highway Tractors

Medium Duty Trucks

Vocational Trucks

Box Trucks

Dry Van Trailers

Flatbed Trailers

Refrigerated Trailers

Plan Your Investment

Working within a budget is key to running a profitable business, so when you're in the market for a new or used truck, use our financing calculator to help you estimate how much truck you can afford and approximately how much your monthly payment might be.

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